College Station vs Sioux Falls
Cost of Living Comparison · 2026
College Station
Sioux Falls
The Verdict
The cost gap between these cities is 6.5%, with College Station being the more affordable option. A $75,000 income in College Station has equivalent purchasing power to $80,172 in Sioux Falls.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $80,172 in Sioux Falls.
Conversely, $75,000 in Sioux Falls equals $70,161 in College Station.
Living in College Station vs Sioux Falls
Housing Costs
College Station's housing index of 82 is higher Sioux Falls's 80, translating to median home prices of $314,000 vs $265,000. The $49,000 difference in home prices means roughly $3,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,100/mo in Sioux Falls, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $461/month in Sioux Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 94 in Sioux Falls. Monthly utility bills average approximately $384 in College Station vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in College Station and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $50,900 in College Station and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,440/month in Sioux Falls. In College Station, median rent of $1,075/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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