City Comparison

College Station vs San Jose

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

San Jose

California
182
Very Expensive
$1.3M
Median Home
$3,100/mo
Median Rent
$117,324
Median Income

The Verdict

52.2%

Living in College Station costs 52.2% less than San Jose. To match the purchasing power of a $75,000 salary in College Station, you would need $156,897 in San Jose.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
308
San Jose
Groceries
93
College Station
110
San Jose
Utilities
96
College Station
118
San Jose
Transportation
85
College Station
112
San Jose
Healthcare
90
College Station
112
San Jose

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $156,897 in San Jose.

Conversely, $75,000 in San Jose equals $35,852 in College Station.

Living in College Station vs San Jose

Housing Costs

College Station's housing index of 82 is lower San Jose's 308, translating to median home prices of $314,000 vs $1.3M. The $986,000 difference in home prices means roughly $64,092 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $3,100/mo in San Jose, a monthly difference of $2,025.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 110 in San Jose. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $523/month in San Jose. College Station offers a meaningful advantage on everyday food costs, saving roughly $972/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 118 in San Jose. Monthly utility bills average approximately $384 in College Station vs $472 in San Jose. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in College Station and 112 in San Jose. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $50,900 in College Station and $117,324 in San Jose. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $64,464 respectively. San Jose residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $2,738/month in San Jose. In College Station, median rent of $1,075/mo fits within this budget. In San Jose, median rent of $3,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 226 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 52.2% more affordable overall with an index of 87 vs 182.
A $75,000 salary in College Station has equivalent purchasing power to approximately $156,897 in San Jose, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while San Jose's is 308 with median homes at $1.3M.

Moving & Relocation Resources

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