College Station vs Oxnard
Cost of Living Comparison · 2026
College Station
Oxnard
The Verdict
Living in College Station costs 43.5% less than Oxnard. To match the purchasing power of a $75,000 salary in College Station, you would need $132,759 in Oxnard.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $132,759 in Oxnard.
Conversely, $75,000 in Oxnard equals $42,370 in College Station.
Living in College Station vs Oxnard
Housing Costs
College Station's housing index of 82 is lower Oxnard's 253, translating to median home prices of $314,000 vs $653,000. The $339,000 difference in home prices means roughly $22,032 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,925/mo in Oxnard, a monthly difference of $850.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $532/month in Oxnard. College Station offers a meaningful advantage on everyday food costs, saving roughly $1080/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 107 in Oxnard. Monthly utility bills average approximately $384 in College Station vs $428 in Oxnard. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in College Station and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $50,900 in College Station and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $62,468 respectively. Oxnard residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $2,245/month in Oxnard. In College Station, median rent of $1,075/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 171 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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