City Comparison

College Station vs Olympia

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

22.3%

College Station is 22.3% less expensive than Olympia overall. A household earning $75,000 in College Station would need approximately $96,552 in Olympia to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
131
Olympia
Groceries
93
College Station
105
Olympia
Utilities
96
College Station
91
Olympia
Transportation
85
College Station
129
Olympia
Healthcare
90
College Station
124
Olympia

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $96,552 in Olympia.

Conversely, $75,000 in Olympia equals $58,259 in College Station.

Living in College Station vs Olympia

Housing Costs

College Station's housing index of 82 is lower Olympia's 131, translating to median home prices of $314,000 vs $495,000. The $181,000 difference in home prices means roughly $11,760 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,600/mo in Olympia, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $499/month in Olympia. College Station offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 91 in Olympia. Monthly utility bills average approximately $384 in College Station vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in College Station and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 34-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $50,900 in College Station and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,897/month in Olympia. In College Station, median rent of $1,075/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 22.3% more affordable overall with an index of 87 vs 112.
A $75,000 salary in College Station has equivalent purchasing power to approximately $96,552 in Olympia, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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