College Station vs Lowell
Cost of Living Comparison · 2026
College Station
Lowell
The Verdict
Living in College Station costs 33.6% less than Lowell. To match the purchasing power of a $75,000 salary in College Station, you would need $112,931 in Lowell.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $112,931 in Lowell.
Conversely, $75,000 in Lowell equals $49,809 in College Station.
Living in College Station vs Lowell
Housing Costs
College Station's housing index of 82 is lower Lowell's 152, translating to median home prices of $314,000 vs $429,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,925/mo in Lowell, a monthly difference of $850.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $494/month in Lowell. College Station offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 151 in Lowell. Monthly utility bills average approximately $384 in College Station vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in College Station and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $50,900 in College Station and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $60,840 respectively. Lowell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,860/month in Lowell. In College Station, median rent of $1,075/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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