City Comparison

College Station vs Lowell

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

33.6%

Living in College Station costs 33.6% less than Lowell. To match the purchasing power of a $75,000 salary in College Station, you would need $112,931 in Lowell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
152
Lowell
Groceries
93
College Station
104
Lowell
Utilities
96
College Station
151
Lowell
Transportation
85
College Station
108
Lowell
Healthcare
90
College Station
118
Lowell

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $112,931 in Lowell.

Conversely, $75,000 in Lowell equals $49,809 in College Station.

Living in College Station vs Lowell

Housing Costs

College Station's housing index of 82 is lower Lowell's 152, translating to median home prices of $314,000 vs $429,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,925/mo in Lowell, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $494/month in Lowell. College Station offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 151 in Lowell. Monthly utility bills average approximately $384 in College Station vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in College Station and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $50,900 in College Station and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $60,840 respectively. Lowell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,860/month in Lowell. In College Station, median rent of $1,075/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 33.6% more affordable overall with an index of 87 vs 131.
A $75,000 salary in College Station has equivalent purchasing power to approximately $112,931 in Lowell, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

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