College Station vs Lincoln
Cost of Living Comparison · 2026
College Station
Lincoln
The Verdict
College Station is 6.5% less expensive than Lincoln overall. A household earning $75,000 in College Station would need approximately $80,172 in Lincoln to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $80,172 in Lincoln.
Conversely, $75,000 in Lincoln equals $70,161 in College Station.
Living in College Station vs Lincoln
Housing Costs
College Station's housing index of 82 is higher Lincoln's 77, translating to median home prices of $314,000 vs $264,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,075/mo in Lincoln, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 98 in Lincoln. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $466/month in Lincoln. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 93 in Lincoln. Monthly utility bills average approximately $384 in College Station vs $372 in Lincoln. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in College Station and 102 in Lincoln. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $50,900 in College Station and $71,900 in Lincoln. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $77,312 respectively. Lincoln residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,678/month in Lincoln. In College Station, median rent of $1,075/mo fits within this budget. In Lincoln, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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