City Comparison

College Station vs Hilo

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

34.1%

Living in College Station costs 34.1% less than Hilo. To match the purchasing power of a $75,000 salary in College Station, you would need $113,793 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
149
Hilo
Groceries
93
College Station
149
Hilo
Utilities
96
College Station
218
Hilo
Transportation
85
College Station
146
Hilo
Healthcare
90
College Station
118
Hilo

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $113,793 in Hilo.

Conversely, $75,000 in Hilo equals $49,432 in College Station.

Living in College Station vs Hilo

Housing Costs

College Station's housing index of 82 is lower Hilo's 149, translating to median home prices of $314,000 vs $555,000. The $241,000 difference in home prices means roughly $15,660 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,575/mo in Hilo, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $708/month in Hilo. College Station offers a meaningful advantage on everyday food costs, saving roughly $3192/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 218 in Hilo. Monthly utility bills average approximately $384 in College Station vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in College Station and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $50,900 in College Station and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $59,621 respectively. Hilo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,836/month in Hilo. In College Station, median rent of $1,075/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 122 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 34.1% more affordable overall with an index of 87 vs 132.
A $75,000 salary in College Station has equivalent purchasing power to approximately $113,793 in Hilo, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

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