City Comparison

College Station vs Fort Wayne

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

6.1%

The cost gap between these cities is 6.1%, with Fort Wayne being the more affordable option. A $75,000 income in College Station has equivalent purchasing power to $70,690 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
57
Fort Wayne
Groceries
93
College Station
99
Fort Wayne
Utilities
96
College Station
93
Fort Wayne
Transportation
85
College Station
101
Fort Wayne
Healthcare
90
College Station
96
Fort Wayne

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $70,690 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $79,573 in College Station.

Living in College Station vs Fort Wayne

Housing Costs

College Station's housing index of 82 is higher Fort Wayne's 57, translating to median home prices of $314,000 vs $195,000. The $119,000 difference in home prices means roughly $7,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $950/mo in Fort Wayne, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $470/month in Fort Wayne. College Station offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 93 in Fort Wayne. Monthly utility bills average approximately $384 in College Station vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in College Station and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $50,900 in College Station and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $66,585 respectively. Fort Wayne residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,274/month in Fort Wayne. In College Station, median rent of $1,075/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 6.1% more affordable overall with an index of 82 vs 87.
A $75,000 salary in College Station has equivalent purchasing power to approximately $70,690 in Fort Wayne, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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