City Comparison

College Station vs Fort Smith

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

13.0%

Fort Smith is 13.0% less expensive than College Station overall. A household earning $75,000 in College Station would need approximately $66,379 in Fort Smith to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
49
Fort Smith
Groceries
93
College Station
92
Fort Smith
Utilities
96
College Station
95
Fort Smith
Transportation
85
College Station
90
Fort Smith
Healthcare
90
College Station
88
Fort Smith

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $66,379 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $84,740 in College Station.

Living in College Station vs Fort Smith

Housing Costs

College Station's housing index of 82 is higher Fort Smith's 49, translating to median home prices of $314,000 vs $155,000. The $159,000 difference in home prices means roughly $10,332 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $775/mo in Fort Smith, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 95 in Fort Smith. Monthly utility bills average approximately $384 in College Station vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in College Station and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $50,900 in College Station and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $58,701 respectively. Fort Smith residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,055/month in Fort Smith. In College Station, median rent of $1,075/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 13.0% more affordable overall with an index of 77 vs 87.
A $75,000 salary in College Station has equivalent purchasing power to approximately $66,379 in Fort Smith, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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