College Station vs Eugene
Cost of Living Comparison · 2026
College Station
Eugene
The Verdict
The cost gap between these cities is 24.3%, with College Station being the more affordable option. A $75,000 income in College Station has equivalent purchasing power to $99,138 in Eugene.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in College Station has the same purchasing power as $99,138 in Eugene.
Conversely, $75,000 in Eugene equals $56,739 in College Station.
Living in College Station vs Eugene
Housing Costs
College Station's housing index of 82 is lower Eugene's 130, translating to median home prices of $314,000 vs $380,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,400/mo in Eugene, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 93 in College Station and 103 in Eugene. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $489/month in Eugene. College Station offers a meaningful advantage on everyday food costs, saving roughly $564/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in College Station and 91 in Eugene. Monthly utility bills average approximately $384 in College Station vs $364 in Eugene. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in College Station and 106 in Eugene. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $50,900 in College Station and $49,448 in Eugene. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $42,998 respectively. College Station residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $1,154/month in Eugene. In College Station, median rent of $1,075/mo fits within this budget. In Eugene, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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