City Comparison

College Station vs Concord

Cost of Living Comparison · 2026

College Station

Texas
87
Below Average
$314,000
Median Home
$1,075/mo
Median Rent
$50,900
Median Income

Concord

North Carolina
96
Average
$380,000
Median Home
$1,350/mo
Median Rent
$86,900
Median Income

The Verdict

9.4%

The cost gap between these cities is 9.4%, with College Station being the more affordable option. A $75,000 income in College Station has equivalent purchasing power to $82,759 in Concord.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
College Station
89
Concord
Groceries
93
College Station
97
Concord
Utilities
96
College Station
97
Concord
Transportation
85
College Station
92
Concord
Healthcare
90
College Station
104
Concord

Salary Equivalence

A $75,000 salary in College Station has the same purchasing power as $82,759 in Concord.

Conversely, $75,000 in Concord equals $67,969 in College Station.

Living in College Station vs Concord

Housing Costs

College Station's housing index of 82 is lower Concord's 89, translating to median home prices of $314,000 vs $380,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in College Station compared to $1,350/mo in Concord, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 93 in College Station and 97 in Concord. A household spending the national average of $475/month on groceries would pay approximately $442/month in College Station vs $461/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in College Station and 97 in Concord. Monthly utility bills average approximately $384 in College Station vs $388 in Concord. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in College Station and 104 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $50,900 in College Station and $86,900 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,506 and $90,521 respectively. Concord residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,188/month to housing in College Station vs $2,028/month in Concord. In College Station, median rent of $1,075/mo fits within this budget. In Concord, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

College Station is 9.4% more affordable overall with an index of 87 vs 96.
A $75,000 salary in College Station has equivalent purchasing power to approximately $82,759 in Concord, based on the cost of living difference.
College Station's housing index is 82 with median homes at $314,000, while Concord's is 89 with median homes at $380,000.

Moving & Relocation Resources

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