Side-by-side cost of living comparison for 2026
20% cheaper
Cleveland is 20% more affordable than Plano. A $75,000 salary in Plano is equivalent to $59,862 in Cleveland.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Ohio salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cleveland has a housing index of 59 while Plano sits at 123 (national average = 100). The median home in Cleveland costs $100,000 compared to $400,000 in Plano, a difference of $300,000. Monthly rent follows a similar pattern: $900 in Cleveland versus $1,700 in Plano.
Groceries and everyday expenses show a narrower gap: Cleveland scores 99 while Plano scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Cleveland (96) are lower than Plano (100). Both are close to the national average.
Median household income in Cleveland is $32,053 compared to $96,348 in Plano. When adjusted for cost of living, income goes further in Cleveland.
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