City Comparison

Cleveland vs Ogden

Cost of Living Comparison · 2026

Cleveland

Ohio
87
Below Average
$100,000
Median Home
$900/mo
Median Rent
$32,053
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

18.7%

The cost gap between these cities is 18.7%, with Cleveland being the more affordable option. A $75,000 income in Cleveland has equivalent purchasing power to $92,241 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Cleveland
112
Ogden
Groceries
99
Cleveland
92
Ogden
Utilities
96
Cleveland
80
Ogden
Transportation
101
Cleveland
101
Ogden
Healthcare
96
Cleveland
91
Ogden

Salary Equivalence

A $75,000 salary in Cleveland has the same purchasing power as $92,241 in Ogden.

Conversely, $75,000 in Ogden equals $60,981 in Cleveland.

Living in Cleveland vs Ogden

Housing Costs

Cleveland's housing index of 59 is lower Ogden's 112, translating to median home prices of $100,000 vs $385,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Cleveland compared to $1,250/mo in Ogden, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 99 in Cleveland and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cleveland vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Cleveland and 80 in Ogden. Monthly utility bills average approximately $384 in Cleveland vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Cleveland and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $32,053 in Cleveland and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $36,843 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $748/month to housing in Cleveland vs $1,636/month in Ogden. In Cleveland, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Cleveland is 18.7% more affordable overall with an index of 87 vs 107.
A $75,000 salary in Cleveland has equivalent purchasing power to approximately $92,241 in Ogden, based on the cost of living difference.
Cleveland's housing index is 59 with median homes at $100,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases