Cleveland vs Little Rock

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

💰 Salary Equivalence

To maintain the same standard of living:

See exact take-home pay: Ohio salaries · Arkansas salaries

Living in Cleveland vs Little Rock

Housing is typically the biggest factor in any cost-of-living comparison. Cleveland has a housing index of 59 while Little Rock sits at 62 (national average = 100). The median home in Cleveland costs $100,000 compared to $170,000 in Little Rock, a difference of $70,000. Monthly rent follows a similar pattern: $900 in Cleveland versus $950 in Little Rock.

Groceries and everyday expenses show a notable difference: Cleveland scores 99 while Little Rock scores 94.

Healthcare costs in Cleveland (96) are higher than Little Rock (90).

Median household income in Cleveland is $32,053 compared to $47,638 in Little Rock. When adjusted for cost of living, income goes further in Little Rock.

Relocating: Cleveland vs Little Rock

If you are considering a move between Cleveland (index: 87) and Little Rock (index: 84), the 3% cost difference has real implications for your budget. Little Rock is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Cleveland can afford $748/month, while the median household in Little Rock can afford $1,112/month. With median homes at $100,000 in Cleveland versus $170,000 in Little Rock, both cities offer reasonable homeownership opportunities at median income.

Renting vs buying: At $900/month in Cleveland and $950/month in Little Rock, renters face similar costs in both cities. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes further in Little Rock where costs are 16% below the national average. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Cleveland (87) vs Little Rock (84)

The cost of living index uses 100 as the national average. Cleveland at 87 is 13% below the US average, while Little Rock at 84 is 16% below average. Both cities are relatively affordable compared to the national average.

The overall index is a weighted average of housing (the largest component), groceries, utilities, transportation, and healthcare. Housing typically drives the biggest differences between cities. Even when two cities have similar overall indices, their category-level costs can vary significantly — one city might have expensive housing but cheap groceries, while another is the reverse. Check the category breakdown above for the full picture.

For renters: With median rents of $900/month in Cleveland and $950/month in Little Rock, the annual rent difference is approximately $600. Over a 5-year period, that compounds to $3,000 in savings by choosing the more affordable city.

For homebuyers: The $70,000 difference in median home prices between Cleveland and Little Rock translates to roughly $4,200 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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