City Comparison

Cleveland vs Killeen

Cost of Living Comparison · 2026

Cleveland

Ohio
87
Below Average
$100,000
Median Home
$900/mo
Median Rent
$32,053
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with Killeen being the more affordable option. A $75,000 income in Cleveland has equivalent purchasing power to $72,414 in Killeen.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Cleveland
56
Killeen
Groceries
99
Cleveland
96
Killeen
Utilities
96
Cleveland
108
Killeen
Transportation
101
Cleveland
95
Killeen
Healthcare
96
Cleveland
96
Killeen

Salary Equivalence

A $75,000 salary in Cleveland has the same purchasing power as $72,414 in Killeen.

Conversely, $75,000 in Killeen equals $77,679 in Cleveland.

Living in Cleveland vs Killeen

Housing Costs

Cleveland's housing index of 59 is higher Killeen's 56, translating to median home prices of $100,000 vs $235,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Cleveland compared to $975/mo in Killeen, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 99 in Cleveland and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cleveland vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Cleveland and 108 in Killeen. Monthly utility bills average approximately $384 in Cleveland vs $432 in Killeen. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Cleveland and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $32,053 in Cleveland and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $36,843 and $67,143 respectively. Killeen residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $748/month to housing in Cleveland vs $1,316/month in Killeen. In Cleveland, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 3.6% more affordable overall with an index of 84 vs 87.
A $75,000 salary in Cleveland has equivalent purchasing power to approximately $72,414 in Killeen, based on the cost of living difference.
Cleveland's housing index is 59 with median homes at $100,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases