City Comparison

Cleveland vs Irving

Cost of Living Comparison · 2026

Cleveland

Ohio
87
Below Average
$100,000
Median Home
$900/mo
Median Rent
$32,053
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

13.0%

The cost gap between these cities is 13.0%, with Cleveland being the more affordable option. A $75,000 income in Cleveland has equivalent purchasing power to $86,207 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
59
Cleveland
94
Irving
Groceries
99
Cleveland
99
Irving
Utilities
96
Cleveland
111
Irving
Transportation
101
Cleveland
97
Irving
Healthcare
96
Cleveland
103
Irving

Salary Equivalence

A $75,000 salary in Cleveland has the same purchasing power as $86,207 in Irving.

Conversely, $75,000 in Irving equals $65,250 in Cleveland.

Living in Cleveland vs Irving

Housing Costs

Cleveland's housing index of 59 is lower Irving's 94, translating to median home prices of $100,000 vs $318,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Cleveland compared to $1,350/mo in Irving, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 99 in Cleveland and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cleveland vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Cleveland and 111 in Irving. Monthly utility bills average approximately $384 in Cleveland vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Cleveland and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $32,053 in Cleveland and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $36,843 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $748/month to housing in Cleveland vs $1,713/month in Irving. In Cleveland, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Cleveland is 13.0% more affordable overall with an index of 87 vs 100.
A $75,000 salary in Cleveland has equivalent purchasing power to approximately $86,207 in Irving, based on the cost of living difference.
Cleveland's housing index is 59 with median homes at $100,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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