Side-by-side cost of living comparison for 2026
6% cheaper
Cleveland is 6% more affordable than Fargo. A $75,000 salary in Fargo is equivalent to $70,161 in Cleveland.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Ohio salaries · North Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cleveland has a housing index of 59 while Fargo sits at 80 (national average = 100). The median home in Cleveland costs $100,000 compared to $260,000 in Fargo, a difference of $160,000. Monthly rent follows a similar pattern: $900 in Cleveland versus $1,000 in Fargo.
Groceries and everyday expenses show a narrower gap: Cleveland scores 99 while Fargo scores 98. Both cities are close to the national average for grocery costs.
Healthcare costs in Cleveland (96) are lower than Fargo (105). Both are close to the national average.
Median household income in Cleveland is $32,053 compared to $55,218 in Fargo. When adjusted for cost of living, income goes further in Cleveland.
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