Cleveland vs Concord
Cost of Living Comparison · 2026
Cleveland
Concord
The Verdict
The cost gap between these cities is 40.8%, with Cleveland being the more affordable option. A $75,000 income in Cleveland has equivalent purchasing power to $126,724 in Concord.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Cleveland has the same purchasing power as $126,724 in Concord.
Conversely, $75,000 in Concord equals $44,388 in Cleveland.
Living in Cleveland vs Concord
Housing Costs
Cleveland's housing index of 59 is lower Concord's 210, translating to median home prices of $100,000 vs $680,000. The $580,000 difference in home prices means roughly $37,704 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Cleveland compared to $2,350/mo in Concord, a monthly difference of $1,450.
Grocery & Food Costs
Grocery expenses index at 99 in Cleveland and 112 in Concord. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cleveland vs $532/month in Concord. Cleveland offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Cleveland and 147 in Concord. Monthly utility bills average approximately $384 in Cleveland vs $588 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Cleveland and 121 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $32,053 in Cleveland and $109,000 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $36,843 and $74,150 respectively. Concord residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $748/month to housing in Cleveland vs $2,543/month in Concord. In Cleveland, median rent of $900/mo exceeds this threshold, suggesting renters may feel stretched. In Concord, median rent of $2,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 151 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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