Clearwater vs Vienna
Cost of Living Comparison · 2026
Clearwater
Vienna
The Verdict
The cost gap between these cities is 17.0%, with Vienna being the more affordable option. A $75,000 income in Clearwater has equivalent purchasing power to $64,078 in Vienna.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clearwater has the same purchasing power as $64,078 in Vienna.
Conversely, $75,000 in Vienna equals $87,784 in Clearwater.
Living in Clearwater vs Vienna
Housing Costs
Clearwater's housing index of 115 is higher Vienna's 105, translating to median home prices of $385,000 vs $395,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Clearwater compared to $1,275/mo in Vienna, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 102 in Clearwater and 85 in Vienna. A household spending the national average of $475/month on groceries would pay approximately $485/month in Clearwater vs $404/month in Vienna. Vienna offers a meaningful advantage on everyday food costs, saving roughly $972/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Clearwater and 98 in Vienna. Monthly utility bills average approximately $404 in Clearwater vs $392 in Vienna. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Clearwater and 82 in Vienna. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $66,400 in Clearwater and $48,000 in Vienna. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,466 and $54,545 respectively. Clearwater residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,549/month to housing in Clearwater vs $1,120/month in Vienna. In Clearwater, median rent of $1,625/mo exceeds this threshold, suggesting renters may feel stretched. In Vienna, median rent of $1,275/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Groceries, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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