City Comparison

Clearwater vs Springdale

Cost of Living Comparison · 2026

Clearwater

Florida
103
Average
$385,000
Median Home
$1,625/mo
Median Rent
$66,400
Median Income

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

The Verdict

18.4%

The cost gap between these cities is 18.4%, with Springdale being the more affordable option. A $75,000 income in Clearwater has equivalent purchasing power to $63,350 in Springdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Clearwater
86
Springdale
Groceries
102
Clearwater
97
Springdale
Utilities
101
Clearwater
93
Springdale
Transportation
100
Clearwater
91
Springdale
Healthcare
92
Clearwater
82
Springdale

Salary Equivalence

A $75,000 salary in Clearwater has the same purchasing power as $63,350 in Springdale.

Conversely, $75,000 in Springdale equals $88,793 in Clearwater.

Living in Clearwater vs Springdale

Housing Costs

Clearwater's housing index of 115 is higher Springdale's 86, translating to median home prices of $385,000 vs $299,000. The $86,000 difference in home prices means roughly $5,592 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Clearwater compared to $1,000/mo in Springdale, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 102 in Clearwater and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $485/month in Clearwater vs $461/month in Springdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Clearwater and 93 in Springdale. Monthly utility bills average approximately $404 in Clearwater vs $372 in Springdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Clearwater and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $66,400 in Clearwater and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,466 and $71,379 respectively. Springdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,549/month to housing in Clearwater vs $1,449/month in Springdale. In Clearwater, median rent of $1,625/mo exceeds this threshold, suggesting renters may feel stretched. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Springdale is 18.4% more affordable overall with an index of 87 vs 103.
A $75,000 salary in Clearwater has equivalent purchasing power to approximately $63,350 in Springdale, based on the cost of living difference.
Clearwater's housing index is 115 with median homes at $385,000, while Springdale's is 86 with median homes at $299,000.

Moving & Relocation Resources

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