City Comparison

Clearwater vs Scranton

Cost of Living Comparison · 2026

Clearwater

Florida
103
Average
$385,000
Median Home
$1,625/mo
Median Rent
$66,400
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

14.4%

The cost gap between these cities is 14.4%, with Scranton being the more affordable option. A $75,000 income in Clearwater has equivalent purchasing power to $65,534 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Clearwater
65
Scranton
Groceries
102
Clearwater
98
Scranton
Utilities
101
Clearwater
102
Scranton
Transportation
100
Clearwater
101
Scranton
Healthcare
92
Clearwater
90
Scranton

Salary Equivalence

A $75,000 salary in Clearwater has the same purchasing power as $65,534 in Scranton.

Conversely, $75,000 in Scranton equals $85,833 in Clearwater.

Living in Clearwater vs Scranton

Housing Costs

Clearwater's housing index of 115 is higher Scranton's 65, translating to median home prices of $385,000 vs $195,000. The $190,000 difference in home prices means roughly $12,348 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Clearwater compared to $1,025/mo in Scranton, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 102 in Clearwater and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $485/month in Clearwater vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Clearwater and 102 in Scranton. Monthly utility bills average approximately $404 in Clearwater vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Clearwater and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,400 in Clearwater and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,466 and $55,000 respectively. Clearwater residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,549/month to housing in Clearwater vs $1,155/month in Scranton. In Clearwater, median rent of $1,625/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 14.4% more affordable overall with an index of 90 vs 103.
A $75,000 salary in Clearwater has equivalent purchasing power to approximately $65,534 in Scranton, based on the cost of living difference.
Clearwater's housing index is 115 with median homes at $385,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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