Clearwater vs Orem
Cost of Living Comparison · 2026
Clearwater
Orem
The Verdict
Clearwater is 12.0% less expensive than Orem overall. A household earning $75,000 in Clearwater would need approximately $85,194 in Orem to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clearwater has the same purchasing power as $85,194 in Orem.
Conversely, $75,000 in Orem equals $66,026 in Clearwater.
Living in Clearwater vs Orem
Housing Costs
Clearwater's housing index of 115 is lower Orem's 147, translating to median home prices of $385,000 vs $528,000. The $143,000 difference in home prices means roughly $9,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Clearwater compared to $1,400/mo in Orem, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 102 in Clearwater and 98 in Orem. A household spending the national average of $475/month on groceries would pay approximately $485/month in Clearwater vs $466/month in Orem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Clearwater and 92 in Orem. Monthly utility bills average approximately $404 in Clearwater vs $368 in Orem. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 92 in Clearwater and 95 in Orem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $66,400 in Clearwater and $86,000 in Orem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,466 and $73,504 respectively. Orem residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,549/month to housing in Clearwater vs $2,007/month in Orem. In Clearwater, median rent of $1,625/mo exceeds this threshold, suggesting renters may feel stretched. In Orem, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases