Clearwater vs Newport News

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Clearwater has the same purchasing power as $66,990 in Newport News.

Conversely, $75,000 in Newport News equals $83,967 in Clearwater.

Living in Clearwater vs Newport News

Housing Costs

Clearwater's housing index of 115 is higher Newport News's 75, translating to median home prices of $385,000 vs $261,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Clearwater compared to $1,175/mo in Newport News, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 102 in Clearwater and 99 in Newport News. A household spending the national average of $475/month on groceries would pay approximately $485/month in Clearwater vs $470/month in Newport News. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Clearwater and 104 in Newport News. Monthly utility bills average approximately $404 in Clearwater vs $416 in Newport News. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Clearwater and 111 in Newport News. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $66,400 in Clearwater and $69,600 in Newport News. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,466 and $75,652 respectively. Newport News residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,549/month to housing in Clearwater vs $1,624/month in Newport News. In Clearwater, median rent of $1,625/mo exceeds this threshold, suggesting renters may feel stretched. In Newport News, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases