City Comparison

Clearwater vs Las Vegas

Cost of Living Comparison · 2026

Clearwater

Florida
103
Average
$385,000
Median Home
$1,625/mo
Median Rent
$66,400
Median Income

Las Vegas

Nevada
101
Average
$350,000
Median Home
$1,400/mo
Median Rent
$56,415
Median Income

The Verdict

2.0%

The cost gap between these cities is 2.0%, with Las Vegas being the more affordable option. A $75,000 income in Clearwater has equivalent purchasing power to $73,544 in Las Vegas.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Clearwater
106
Las Vegas
Groceries
102
Clearwater
101
Las Vegas
Utilities
101
Clearwater
94
Las Vegas
Transportation
100
Clearwater
107
Las Vegas
Healthcare
92
Clearwater
96
Las Vegas

Salary Equivalence

A $75,000 salary in Clearwater has the same purchasing power as $73,544 in Las Vegas.

Conversely, $75,000 in Las Vegas equals $76,485 in Clearwater.

Living in Clearwater vs Las Vegas

Housing Costs

Clearwater's housing index of 115 is higher Las Vegas's 106, translating to median home prices of $385,000 vs $350,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Clearwater compared to $1,400/mo in Las Vegas, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 102 in Clearwater and 101 in Las Vegas. A household spending the national average of $475/month on groceries would pay approximately $485/month in Clearwater vs $480/month in Las Vegas. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Clearwater and 94 in Las Vegas. Monthly utility bills average approximately $404 in Clearwater vs $376 in Las Vegas. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 92 in Clearwater and 96 in Las Vegas. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $66,400 in Clearwater and $56,415 in Las Vegas. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,466 and $55,856 respectively. Clearwater residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,549/month to housing in Clearwater vs $1,316/month in Las Vegas. In Clearwater, median rent of $1,625/mo exceeds this threshold, suggesting renters may feel stretched. In Las Vegas, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Las Vegas is 2.0% more affordable overall with an index of 101 vs 103.
A $75,000 salary in Clearwater has equivalent purchasing power to approximately $73,544 in Las Vegas, based on the cost of living difference.
Clearwater's housing index is 115 with median homes at $385,000, while Las Vegas's is 106 with median homes at $350,000.

Moving & Relocation Resources

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