Clarksville vs Wilmington
Cost of Living Comparison · 2026
Clarksville
Wilmington
The Verdict
Clarksville is 14.4% less expensive than Wilmington overall. A household earning $75,000 in Clarksville would need approximately $87,640 in Wilmington to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $87,640 in Wilmington.
Conversely, $75,000 in Wilmington equals $64,183 in Clarksville.
Living in Clarksville vs Wilmington
Housing Costs
Clarksville's housing index of 91 is lower Wilmington's 104, translating to median home prices of $304,000 vs $235,000. The $69,000 difference in home prices means roughly $4,488 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,200/mo in Wilmington, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $489/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 106 in Wilmington. Monthly utility bills average approximately $412 in Clarksville vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 93 in Clarksville and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $44,731 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,085/month in Wilmington. In Clarksville, median rent of $1,225/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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