City Comparison

Clarksville vs Tempe

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Tempe

Arizona
106
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$56,068
Median Income

The Verdict

16.0%

The cost gap between these cities is 16.0%, with Clarksville being the more affordable option. A $75,000 income in Clarksville has equivalent purchasing power to $89,326 in Tempe.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
114
Tempe
Groceries
100
Clarksville
100
Tempe
Utilities
103
Clarksville
96
Tempe
Transportation
91
Clarksville
103
Tempe
Healthcare
93
Clarksville
95
Tempe

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $89,326 in Tempe.

Conversely, $75,000 in Tempe equals $62,972 in Clarksville.

Living in Clarksville vs Tempe

Housing Costs

Clarksville's housing index of 91 is lower Tempe's 114, translating to median home prices of $304,000 vs $400,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,600/mo in Tempe, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $475/month in Tempe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 96 in Tempe. Monthly utility bills average approximately $412 in Clarksville vs $384 in Tempe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Clarksville and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $52,894 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,308/month in Tempe. In Clarksville, median rent of $1,225/mo fits within this budget. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 16.0% more affordable overall with an index of 89 vs 106.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $89,326 in Tempe, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Tempe's is 114 with median homes at $400,000.

Moving & Relocation Resources

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