City Comparison

Clarksville vs Sterling Heights

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

9.2%

The cost gap between these cities is 9.2%, with Clarksville being the more affordable option. A $75,000 income in Clarksville has equivalent purchasing power to $82,584 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
87
Sterling Heights
Groceries
100
Clarksville
99
Sterling Heights
Utilities
103
Clarksville
102
Sterling Heights
Transportation
91
Clarksville
107
Sterling Heights
Healthcare
93
Clarksville
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $82,584 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $68,112 in Clarksville.

Living in Clarksville vs Sterling Heights

Housing Costs

Clarksville's housing index of 91 is higher Sterling Heights's 87, translating to median home prices of $304,000 vs $300,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,175/mo in Sterling Heights, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 102 in Sterling Heights. Monthly utility bills average approximately $412 in Clarksville vs $408 in Sterling Heights. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Clarksville and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $71,531 respectively. Clarksville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,636/month in Sterling Heights. In Clarksville, median rent of $1,225/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 9.2% more affordable overall with an index of 89 vs 98.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $82,584 in Sterling Heights, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

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