Clarksville vs St. Louis
Cost of Living Comparison · 2026
Clarksville
St. Louis
The Verdict
Clarksville is 1.1% less expensive than St. Louis overall. A household earning $75,000 in Clarksville would need approximately $75,843 in St. Louis to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $75,843 in St. Louis.
Conversely, $75,000 in St. Louis equals $74,167 in Clarksville.
Living in Clarksville vs St. Louis
Housing Costs
Clarksville's housing index of 91 is higher St. Louis's 72, translating to median home prices of $304,000 vs $175,000. The $129,000 difference in home prices means roughly $8,388 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,000/mo in St. Louis, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 95 in St. Louis. Monthly utility bills average approximately $412 in Clarksville vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 93 in Clarksville and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $50,869 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,068/month in St. Louis. In Clarksville, median rent of $1,225/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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