City Comparison

Clarksville vs Roseville

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

36.0%

The cost gap between these cities is 36.0%, with Clarksville being the more affordable option. A $75,000 income in Clarksville has equivalent purchasing power to $117,135 in Roseville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
179
Roseville
Groceries
100
Clarksville
105
Roseville
Utilities
103
Clarksville
163
Roseville
Transportation
91
Clarksville
134
Roseville
Healthcare
93
Clarksville
106
Roseville

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $117,135 in Roseville.

Conversely, $75,000 in Roseville equals $48,022 in Clarksville.

Living in Clarksville vs Roseville

Housing Costs

Clarksville's housing index of 91 is lower Roseville's 179, translating to median home prices of $304,000 vs $625,000. The $321,000 difference in home prices means roughly $20,868 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $2,000/mo in Roseville, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $499/month in Roseville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 163 in Roseville. Monthly utility bills average approximately $412 in Clarksville vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Clarksville and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $3,332/month in Roseville. In Clarksville, median rent of $1,225/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 88 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 36.0% more affordable overall with an index of 89 vs 139.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $117,135 in Roseville, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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