Clarksville vs Olympia
Cost of Living Comparison · 2026
Clarksville
Olympia
The Verdict
Living in Clarksville costs 20.5% less than Olympia. To match the purchasing power of a $75,000 salary in Clarksville, you would need $94,382 in Olympia.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $94,382 in Olympia.
Conversely, $75,000 in Olympia equals $59,598 in Clarksville.
Living in Clarksville vs Olympia
Housing Costs
Clarksville's housing index of 91 is lower Olympia's 131, translating to median home prices of $304,000 vs $495,000. The $191,000 difference in home prices means roughly $12,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,600/mo in Olympia, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 91 in Olympia. Monthly utility bills average approximately $412 in Clarksville vs $364 in Olympia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 93 in Clarksville and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,897/month in Olympia. In Clarksville, median rent of $1,225/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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