City Comparison

Clarksville vs Oklahoma City

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

The Verdict

2.3%

Living in Oklahoma City costs 2.3% less than Clarksville. To match the purchasing power of a $75,000 salary in Clarksville, you would need $73,315 in Oklahoma City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
68
Oklahoma City
Groceries
100
Clarksville
95
Oklahoma City
Utilities
103
Clarksville
92
Oklahoma City
Transportation
91
Clarksville
100
Oklahoma City
Healthcare
93
Clarksville
92
Oklahoma City

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $73,315 in Oklahoma City.

Conversely, $75,000 in Oklahoma City equals $76,724 in Clarksville.

Living in Clarksville vs Oklahoma City

Housing Costs

Clarksville's housing index of 91 is higher Oklahoma City's 68, translating to median home prices of $304,000 vs $195,000. The $109,000 difference in home prices means roughly $7,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,000/mo in Oklahoma City, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 95 in Oklahoma City. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $451/month in Oklahoma City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 92 in Oklahoma City. Monthly utility bills average approximately $412 in Clarksville vs $368 in Oklahoma City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Clarksville and 92 in Oklahoma City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $55,458 in Oklahoma City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $63,745 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,294/month in Oklahoma City. In Clarksville, median rent of $1,225/mo fits within this budget. In Oklahoma City, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Oklahoma City is 2.3% more affordable overall with an index of 87 vs 89.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $73,315 in Oklahoma City, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Oklahoma City's is 68 with median homes at $195,000.

Moving & Relocation Resources

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