City Comparison

Clarksville vs Odessa

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

4.7%

The cost gap between these cities is 4.7%, with Odessa being the more affordable option. A $75,000 income in Clarksville has equivalent purchasing power to $71,629 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
72
Odessa
Groceries
100
Clarksville
96
Odessa
Utilities
103
Clarksville
100
Odessa
Transportation
91
Clarksville
93
Odessa
Healthcare
93
Clarksville
96
Odessa

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $71,629 in Odessa.

Conversely, $75,000 in Odessa equals $78,529 in Clarksville.

Living in Clarksville vs Odessa

Housing Costs

Clarksville's housing index of 91 is higher Odessa's 72, translating to median home prices of $304,000 vs $223,000. The $81,000 difference in home prices means roughly $5,268 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,150/mo in Odessa, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 100 in Odessa. Monthly utility bills average approximately $412 in Clarksville vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Clarksville and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,715/month in Odessa. In Clarksville, median rent of $1,225/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 4.7% more affordable overall with an index of 85 vs 89.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $71,629 in Odessa, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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