Clarksville vs Nampa
Cost of Living Comparison · 2026
Clarksville
Nampa
The Verdict
The cost gap between these cities is 15.2%, with Clarksville being the more affordable option. A $75,000 income in Clarksville has equivalent purchasing power to $88,483 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $88,483 in Nampa.
Conversely, $75,000 in Nampa equals $63,571 in Clarksville.
Living in Clarksville vs Nampa
Housing Costs
Clarksville's housing index of 91 is lower Nampa's 104, translating to median home prices of $304,000 vs $371,000. The $67,000 difference in home prices means roughly $4,356 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,500/mo in Nampa, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $499/month in Nampa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 83 in Nampa. Monthly utility bills average approximately $412 in Clarksville vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 93 in Clarksville and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $70,762 respectively. Clarksville residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,734/month in Nampa. In Clarksville, median rent of $1,225/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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