Clarksville vs Montpelier
Cost of Living Comparison · 2026
Clarksville
Montpelier
The Verdict
Clarksville is 23.9% less expensive than Montpelier overall. A household earning $75,000 in Clarksville would need approximately $98,596 in Montpelier to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $98,596 in Montpelier.
Conversely, $75,000 in Montpelier equals $57,051 in Clarksville.
Living in Clarksville vs Montpelier
Housing Costs
Clarksville's housing index of 91 is lower Montpelier's 131, translating to median home prices of $304,000 vs $375,000. The $71,000 difference in home prices means roughly $4,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,400/mo in Montpelier, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 123 in Montpelier. Monthly utility bills average approximately $412 in Clarksville vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 93 in Clarksville and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $70,598 respectively. Clarksville residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,927/month in Montpelier. In Clarksville, median rent of $1,225/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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