Clarksville vs Medford
Cost of Living Comparison · 2026
Clarksville
Medford
The Verdict
Living in Clarksville costs 16.0% less than Medford. To match the purchasing power of a $75,000 salary in Clarksville, you would need $89,326 in Medford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $89,326 in Medford.
Conversely, $75,000 in Medford equals $62,972 in Clarksville.
Living in Clarksville vs Medford
Housing Costs
Clarksville's housing index of 91 is lower Medford's 139, translating to median home prices of $304,000 vs $406,000. The $102,000 difference in home prices means roughly $6,636 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,375/mo in Medford, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $513/month in Medford. Clarksville offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 97 in Medford. Monthly utility bills average approximately $412 in Clarksville vs $388 in Medford. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 93 in Clarksville and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $69,057 respectively. Clarksville residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,708/month in Medford. In Clarksville, median rent of $1,225/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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