City Comparison

Clarksville vs Lexington

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

4.3%

Clarksville is 4.3% less expensive than Lexington overall. A household earning $75,000 in Clarksville would need approximately $78,371 in Lexington to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
82
Lexington
Groceries
100
Clarksville
96
Lexington
Utilities
103
Clarksville
91
Lexington
Transportation
91
Clarksville
98
Lexington
Healthcare
93
Clarksville
94
Lexington

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $78,371 in Lexington.

Conversely, $75,000 in Lexington equals $71,774 in Clarksville.

Living in Clarksville vs Lexington

Housing Costs

Clarksville's housing index of 91 is higher Lexington's 82, translating to median home prices of $304,000 vs $245,000. The $59,000 difference in home prices means roughly $3,840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,200/mo in Lexington, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $456/month in Lexington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 91 in Lexington. Monthly utility bills average approximately $412 in Clarksville vs $364 in Lexington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Clarksville and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $59,837 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,298/month in Lexington. In Clarksville, median rent of $1,225/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 4.3% more affordable overall with an index of 89 vs 93.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $78,371 in Lexington, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases