City Comparison

Clarksville vs Lakewood

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Lakewood

Colorado
133
Expensive
$574,000
Median Home
$1,850/mo
Median Rent
$83,800
Median Income

The Verdict

33.1%

Clarksville is 33.1% less expensive than Lakewood overall. A household earning $75,000 in Clarksville would need approximately $112,079 in Lakewood to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
188
Lakewood
Groceries
100
Clarksville
101
Lakewood
Utilities
103
Clarksville
85
Lakewood
Transportation
91
Clarksville
114
Lakewood
Healthcare
93
Clarksville
84
Lakewood

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $112,079 in Lakewood.

Conversely, $75,000 in Lakewood equals $50,188 in Clarksville.

Living in Clarksville vs Lakewood

Housing Costs

Clarksville's housing index of 91 is lower Lakewood's 188, translating to median home prices of $304,000 vs $574,000. The $270,000 difference in home prices means roughly $17,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,850/mo in Lakewood, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 101 in Lakewood. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $480/month in Lakewood. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 85 in Lakewood. Monthly utility bills average approximately $412 in Clarksville vs $340 in Lakewood. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Clarksville and 84 in Lakewood. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $83,800 in Lakewood. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $63,008 respectively. Clarksville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,955/month in Lakewood. In Clarksville, median rent of $1,225/mo fits within this budget. In Lakewood, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 33.1% more affordable overall with an index of 89 vs 133.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $112,079 in Lakewood, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Lakewood's is 188 with median homes at $574,000.

Moving & Relocation Resources

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