City Comparison

Clarksville vs Killeen

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

6.0%

Killeen is 6.0% less expensive than Clarksville overall. A household earning $75,000 in Clarksville would need approximately $70,787 in Killeen to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
56
Killeen
Groceries
100
Clarksville
96
Killeen
Utilities
103
Clarksville
108
Killeen
Transportation
91
Clarksville
95
Killeen
Healthcare
93
Clarksville
96
Killeen

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $70,787 in Killeen.

Conversely, $75,000 in Killeen equals $79,464 in Clarksville.

Living in Clarksville vs Killeen

Housing Costs

Clarksville's housing index of 91 is higher Killeen's 56, translating to median home prices of $304,000 vs $235,000. The $69,000 difference in home prices means roughly $4,488 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $975/mo in Killeen, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 108 in Killeen. Monthly utility bills average approximately $412 in Clarksville vs $432 in Killeen. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Clarksville and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $67,143 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,316/month in Killeen. In Clarksville, median rent of $1,225/mo fits within this budget. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 6.0% more affordable overall with an index of 84 vs 89.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $70,787 in Killeen, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

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