City Comparison

Clarksville vs Jacksonville

Cost of Living Comparison · 2026

Clarksville

Tennessee
89
Below Average
$304,000
Median Home
$1,225/mo
Median Rent
$63,700
Median Income

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

The Verdict

6.3%

The cost gap between these cities is 6.3%, with Clarksville being the more affordable option. A $75,000 income in Clarksville has equivalent purchasing power to $80,056 in Jacksonville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Clarksville
89
Jacksonville
Groceries
100
Clarksville
101
Jacksonville
Utilities
103
Clarksville
94
Jacksonville
Transportation
91
Clarksville
103
Jacksonville
Healthcare
93
Clarksville
95
Jacksonville

Salary Equivalence

A $75,000 salary in Clarksville has the same purchasing power as $80,056 in Jacksonville.

Conversely, $75,000 in Jacksonville equals $70,263 in Clarksville.

Living in Clarksville vs Jacksonville

Housing Costs

Clarksville's housing index of 91 is higher Jacksonville's 89, translating to median home prices of $304,000 vs $280,000. The $24,000 difference in home prices means roughly $1,560 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,400/mo in Jacksonville, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 100 in Clarksville and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $480/month in Jacksonville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 94 in Jacksonville. Monthly utility bills average approximately $412 in Clarksville vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Clarksville and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Clarksville and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $55,816 respectively. Clarksville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $1,237/month in Jacksonville. In Clarksville, median rent of $1,225/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Clarksville is 6.3% more affordable overall with an index of 89 vs 95.
A $75,000 salary in Clarksville has equivalent purchasing power to approximately $80,056 in Jacksonville, based on the cost of living difference.
Clarksville's housing index is 91 with median homes at $304,000, while Jacksonville's is 89 with median homes at $280,000.

Moving & Relocation Resources

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