Clarksville vs Hillsboro
Cost of Living Comparison · 2026
Clarksville
Hillsboro
The Verdict
Clarksville is 30.5% less expensive than Hillsboro overall. A household earning $75,000 in Clarksville would need approximately $107,865 in Hillsboro to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $107,865 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $52,148 in Clarksville.
Living in Clarksville vs Hillsboro
Housing Costs
Clarksville's housing index of 91 is lower Hillsboro's 175, translating to median home prices of $304,000 vs $533,000. The $229,000 difference in home prices means roughly $14,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $1,725/mo in Hillsboro, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $513/month in Hillsboro. Clarksville offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 96 in Hillsboro. Monthly utility bills average approximately $412 in Clarksville vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 93 in Clarksville and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $83,359 respectively. Hillsboro residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $2,490/month in Hillsboro. In Clarksville, median rent of $1,225/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 84 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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