Clarksville vs Concord
Cost of Living Comparison · 2026
Clarksville
Concord
The Verdict
Clarksville is 39.5% less expensive than Concord overall. A household earning $75,000 in Clarksville would need approximately $123,876 in Concord to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Clarksville has the same purchasing power as $123,876 in Concord.
Conversely, $75,000 in Concord equals $45,408 in Clarksville.
Living in Clarksville vs Concord
Housing Costs
Clarksville's housing index of 91 is lower Concord's 210, translating to median home prices of $304,000 vs $680,000. The $376,000 difference in home prices means roughly $24,444 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Clarksville compared to $2,350/mo in Concord, a monthly difference of $1,125.
Grocery & Food Costs
Grocery expenses index at 100 in Clarksville and 112 in Concord. A household spending the national average of $475/month on groceries would pay approximately $475/month in Clarksville vs $532/month in Concord. Clarksville offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Clarksville and 147 in Concord. Monthly utility bills average approximately $412 in Clarksville vs $588 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 93 in Clarksville and 121 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,700 in Clarksville and $109,000 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,573 and $74,150 respectively. Concord residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Clarksville vs $2,543/month in Concord. In Clarksville, median rent of $1,225/mo fits within this budget. In Concord, median rent of $2,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 119 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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