Side-by-side cost of living comparison for 2026
15% cheaper
Cincinnati is 15% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $63,785 in Cincinnati.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Ohio salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cincinnati has a housing index of 76 while Springfield sits at 106 (national average = 100). The median home in Cincinnati costs $195,000 compared to $230,000 in Springfield, a difference of $35,000. Monthly rent follows a similar pattern: $1,100 in Cincinnati versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Cincinnati scores 99 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Cincinnati (96) are lower than Springfield (114).
Median household income in Cincinnati is $44,003 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Cincinnati.
Amazon affiliate links