Cincinnati vs Hampton
Cost of Living Comparison · 2026
Cincinnati
Hampton
The Verdict
Hampton is 3.4% less expensive than Cincinnati overall. A household earning $75,000 in Cincinnati would need approximately $72,527 in Hampton to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Cincinnati has the same purchasing power as $72,527 in Hampton.
Conversely, $75,000 in Hampton equals $77,557 in Cincinnati.
Living in Cincinnati vs Hampton
Housing Costs
Cincinnati's housing index of 76 is lower Hampton's 102, translating to median home prices of $195,000 vs $243,000. The $48,000 difference in home prices means roughly $3,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Cincinnati compared to $1,175/mo in Hampton, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 99 in Cincinnati and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $470/month in Cincinnati vs $447/month in Hampton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Cincinnati and 102 in Hampton. Monthly utility bills average approximately $372 in Cincinnati vs $408 in Hampton. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Cincinnati and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $44,003 in Cincinnati and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,355 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,027/month to housing in Cincinnati vs $1,386/month in Hampton. In Cincinnati, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases