Side-by-side cost of living comparison for 2026
18% cheaper
Cincinnati is 18% more affordable than Gilbert. A $75,000 salary in Gilbert is equivalent to $61,486 in Cincinnati.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Ohio salaries · Arizona salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cincinnati has a housing index of 76 while Gilbert sits at 128 (national average = 100). The median home in Cincinnati costs $195,000 compared to $470,000 in Gilbert, a difference of $275,000. Monthly rent follows a similar pattern: $1,100 in Cincinnati versus $1,700 in Gilbert.
Groceries and everyday expenses show a narrower gap: Cincinnati scores 99 while Gilbert scores 100. Both cities are close to the national average for grocery costs.
Healthcare costs in Cincinnati (96) are higher than Gilbert (95). Both are close to the national average.
Median household income in Cincinnati is $44,003 compared to $94,518 in Gilbert. When adjusted for cost of living, income goes further in Cincinnati.
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