Side-by-side cost of living comparison for 2026
21% cheaper
Cincinnati is 21% more affordable than Frisco. A $75,000 salary in Frisco is equivalent to $59,348 in Cincinnati.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Ohio salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cincinnati has a housing index of 76 while Frisco sits at 142 (national average = 100). The median home in Cincinnati costs $195,000 compared to $500,000 in Frisco, a difference of $305,000. Monthly rent follows a similar pattern: $1,100 in Cincinnati versus $1,900 in Frisco.
Groceries and everyday expenses show a narrower gap: Cincinnati scores 99 while Frisco scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Cincinnati (96) are lower than Frisco (100). Both are close to the national average.
Median household income in Cincinnati is $44,003 compared to $126,048 in Frisco. When adjusted for cost of living, income goes further in Cincinnati.
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