Side-by-side cost of living comparison for 2026
4% cheaper
Cincinnati is 4% more affordable than Fort Worth. A $75,000 salary in Fort Worth is equivalent to $71,842 in Cincinnati.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Ohio salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Cincinnati has a housing index of 76 while Fort Worth sits at 87 (national average = 100). The median home in Cincinnati costs $195,000 compared to $270,000 in Fort Worth, a difference of $75,000. Monthly rent follows a similar pattern: $1,100 in Cincinnati versus $1,400 in Fort Worth.
Groceries and everyday expenses show a narrower gap: Cincinnati scores 99 while Fort Worth scores 96. Both cities are close to the national average for grocery costs.
Healthcare costs in Cincinnati (96) are lower than Fort Worth (100). Both are close to the national average.
Median household income in Cincinnati is $44,003 compared to $62,187 in Fort Worth. When adjusted for cost of living, income goes further in Cincinnati.
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