City Comparison

Cheyenne vs Lowell

Cost of Living Comparison · 2026

Cheyenne

Wyoming
95
Below Average
$280,000
Median Home
$1,100/mo
Median Rent
$57,834
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

27.5%

Cheyenne is 27.5% less expensive than Lowell overall. A household earning $75,000 in Cheyenne would need approximately $103,421 in Lowell to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Cheyenne
152
Lowell
Groceries
98
Cheyenne
104
Lowell
Utilities
90
Cheyenne
151
Lowell
Transportation
98
Cheyenne
108
Lowell
Healthcare
100
Cheyenne
118
Lowell

Salary Equivalence

A $75,000 salary in Cheyenne has the same purchasing power as $103,421 in Lowell.

Conversely, $75,000 in Lowell equals $54,389 in Cheyenne.

Living in Cheyenne vs Lowell

Housing Costs

Cheyenne's housing index of 85 is lower Lowell's 152, translating to median home prices of $280,000 vs $429,000. The $149,000 difference in home prices means roughly $9,684 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Cheyenne compared to $1,925/mo in Lowell, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 98 in Cheyenne and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $466/month in Cheyenne vs $494/month in Lowell. Cheyenne offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Cheyenne and 151 in Lowell. Monthly utility bills average approximately $360 in Cheyenne vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Cheyenne and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,834 in Cheyenne and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,878 and $60,840 respectively. Cheyenne residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,349/month to housing in Cheyenne vs $1,860/month in Lowell. In Cheyenne, median rent of $1,100/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Cheyenne is 27.5% more affordable overall with an index of 95 vs 131.
A $75,000 salary in Cheyenne has equivalent purchasing power to approximately $103,421 in Lowell, based on the cost of living difference.
Cheyenne's housing index is 85 with median homes at $280,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases