City Comparison

Cheyenne vs Duluth

Cost of Living Comparison · 2026

Cheyenne

Wyoming
95
Below Average
$280,000
Median Home
$1,100/mo
Median Rent
$57,834
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

11.8%

Duluth is 11.8% less expensive than Cheyenne overall. A household earning $75,000 in Cheyenne would need approximately $67,105 in Duluth to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
85
Cheyenne
88
Duluth
Groceries
98
Cheyenne
99
Duluth
Utilities
90
Cheyenne
94
Duluth
Transportation
98
Cheyenne
100
Duluth
Healthcare
100
Cheyenne
123
Duluth

Salary Equivalence

A $75,000 salary in Cheyenne has the same purchasing power as $67,105 in Duluth.

Conversely, $75,000 in Duluth equals $83,824 in Cheyenne.

Living in Cheyenne vs Duluth

Housing Costs

Cheyenne's housing index of 85 is lower Duluth's 88, translating to median home prices of $280,000 vs $268,000. The $12,000 difference in home prices means roughly $780 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Cheyenne compared to $1,025/mo in Duluth, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 98 in Cheyenne and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $466/month in Cheyenne vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Cheyenne and 94 in Duluth. Monthly utility bills average approximately $360 in Cheyenne vs $376 in Duluth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Cheyenne and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,834 in Cheyenne and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,878 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,349/month to housing in Cheyenne vs $1,605/month in Duluth. In Cheyenne, median rent of $1,100/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 11.8% more affordable overall with an index of 85 vs 95.
A $75,000 salary in Cheyenne has equivalent purchasing power to approximately $67,105 in Duluth, based on the cost of living difference.
Cheyenne's housing index is 85 with median homes at $280,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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