City Comparison

Chesapeake vs Sugar Land

Cost of Living Comparison · 2026

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

5.5%

Living in Chesapeake costs 5.5% less than Sugar Land. To match the purchasing power of a $75,000 salary in Chesapeake, you would need $79,327 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Chesapeake
128
Sugar Land
Groceries
102
Chesapeake
99
Sugar Land
Utilities
105
Chesapeake
96
Sugar Land
Transportation
100
Chesapeake
101
Sugar Land
Healthcare
97
Chesapeake
96
Sugar Land

Salary Equivalence

A $75,000 salary in Chesapeake has the same purchasing power as $79,327 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $70,909 in Chesapeake.

Living in Chesapeake vs Sugar Land

Housing Costs

Chesapeake's housing index of 120 is lower Sugar Land's 128, translating to median home prices of $385,000 vs $456,000. The $71,000 difference in home prices means roughly $4,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,625/mo in Sugar Land, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 102 in Chesapeake and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 96 in Sugar Land. Monthly utility bills average approximately $420 in Chesapeake vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Chesapeake and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,200 in Chesapeake and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $2,996/month in Sugar Land. In Chesapeake, median rent of $1,550/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Chesapeake is 5.5% more affordable overall with an index of 104 vs 110.
A $75,000 salary in Chesapeake has equivalent purchasing power to approximately $79,327 in Sugar Land, based on the cost of living difference.
Chesapeake's housing index is 120 with median homes at $385,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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