City Comparison

Chesapeake vs Pueblo

Cost of Living Comparison · 2026

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

15.6%

Living in Pueblo costs 15.6% less than Chesapeake. To match the purchasing power of a $75,000 salary in Chesapeake, you would need $64,904 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Chesapeake
81
Pueblo
Groceries
102
Chesapeake
99
Pueblo
Utilities
105
Chesapeake
96
Pueblo
Transportation
100
Chesapeake
99
Pueblo
Healthcare
97
Chesapeake
102
Pueblo

Salary Equivalence

A $75,000 salary in Chesapeake has the same purchasing power as $64,904 in Pueblo.

Conversely, $75,000 in Pueblo equals $86,667 in Chesapeake.

Living in Chesapeake vs Pueblo

Housing Costs

Chesapeake's housing index of 120 is higher Pueblo's 81, translating to median home prices of $385,000 vs $247,000. The $138,000 difference in home prices means roughly $8,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,550/mo in Chesapeake compared to $1,075/mo in Pueblo, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 102 in Chesapeake and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $485/month in Chesapeake vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Chesapeake and 96 in Pueblo. Monthly utility bills average approximately $420 in Chesapeake vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Chesapeake and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $94,200 in Chesapeake and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $90,577 and $63,000 respectively. Chesapeake residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,198/month to housing in Chesapeake vs $1,323/month in Pueblo. In Chesapeake, median rent of $1,550/mo fits within this budget. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 15.6% more affordable overall with an index of 90 vs 104.
A $75,000 salary in Chesapeake has equivalent purchasing power to approximately $64,904 in Pueblo, based on the cost of living difference.
Chesapeake's housing index is 120 with median homes at $385,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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